How many people have become homeless because pays rent to the My patronus is a unicorn shirt and not directly to the landlord, making it a temptation to spend it on other things rather than rent? Another way of cutting benefits if they're homeless.

Disgusting. Because mortgage rates and My patronus is a unicorn shirt of living are too bloody high. If the lending institutions and businessmen don't insist on making 1 billion dollars in profits yearly, the average citizen might stand a chance.

The sell-off of council housing, lack of proper, affordable housing, councils not willing to build more social housing and last, but by no means least, 'buy to let' all contributed to the My patronus is a unicorn shirt we find ourselves in today. With the scrapping of Fair Rents legislation private landlords were given a virtual licence to print money.
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